​​​Stan Fortier Insurance Services 

Yakima, WA.  Since 1989

Never a Fee to Speak with Us!

509-575-0016 stanfortier@charter.net

With Locations in Terrace Heights and

Downtown Yakima


Annuity guarantees rely on the financial stability and claims paying ability of the issuing insurance company.


An annuity is a contract between you and an insurance company, under which you make a lump-sum payment or series of payments. In return, the insurer agrees to make periodic payments to you beginning immediately or at some future date. Annuities typically offer tax-deferred earning and may include a death benefit that will pay your beneficiary a guaranteed* minimum amount, such as your total purchase payments.

Important Considerations

Anyone thinking about purchasing an annuity should carefully consider the following: the rating of the insurance company (indicating their financial strength) issuing the annuity.

Annuities can be a great tool as part of your portfolio and investment strategy.  They may also be a poor choice.  This depends on your particular situation and goals.

Any withdrawal from an annuity may be subject to taxes and a 10% federal penalty if taken prior to 59 1/2 years of age

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 The number of annuity products on the market today can make selecting the most suitable annuity a confusing process. In fact, there are essentially three types of annuities.