Stan Fortier Insurance Services
Yakima, WA. Since 1989
With Locations in Terrace Heights and
Medicare Advantage Plans are offered by private companies that contract with Medicare to provide you all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. If you’re enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan, not Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage, vision and dental.
The ABC's and D of Medicare
Part B Medical Insurance - There is a cost for Part B covergae and for most people it is $121.80 per month and is neans tested. there is a $166 deductible per year. Part B Medicare helps cover doctors' services and outpatient care. It also covers other medical services that Part A doesn't cover, such as some physical and occupational therapy. Part B helps pay for these covered services and supplies when they are medically necessary.
Below you will find a description of each segment of Medicare. It is important to remember there may be costs associated with Medicare such as co-payments and deductibles. This is where Medicare related insurance products find their place.
Part A Hospital Insurance - For 2016 there is a $1,288 deductible for each benefit period. Most people don't pay a premium for Part A because they or a spouse already paid for it through their payroll taxes while working. Medicare Part A (Hospital Insurance) helps cover inpatient hospital care, including critical access hospitals, and skilled nursing facilities (not custodial or long-term care). It also helps cover hospice care and some home care.
Don't worry. That is why we are here!
Part D Medicare Drug Program – Part D of Medicare is Medicar's preseritiopn drug program. PArt D can be obtained can be obtained throu a medicare advantage plan or as a stand alone plan. a program that helps pay for prescription drugs for people with Medicare who join a plan that includes Medicare prescription drug coverage. You can get a drug plan through a Medicare Prescription Drug Plan or a Medicare Advantage Plan that includes drug coverage. These plans are offered by insurance companies who are contracted with medicare to offer to you your part d benifit.
Medicare is for people who are
§ age 65 or older,
§ under age 65 with certain disabilities, and
§ for all ages with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant).
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