​​​Stan Fortier Insurance Services 

Yakima, WA.  Since 1989

Never a Fee to Speak with Us!

509-575-0016 stanfortier@charter.net

With Locations in Terrace Heights and

Downtown Yakima

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Medicare Advantage Plans are offered by private companies that contract with Medicare to provide you  all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. If you’re enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan, not Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage, vision and dental.

​The ABC's and D of Medicare

Part B Medical Insurance - There is a cost for Part B covergae and for most people it is $121.80 per month and is neans tested.  there is a $166 deductible per year. Part B Medicare helps cover doctors' services and outpatient care. It also covers other medical services that Part A doesn't cover, such as some physical and occupational therapy. Part B helps pay for these covered services and supplies when they are medically necessary.

Below you will find a description of each segment of Medicare.  It is important to remember there may be costs associated with Medicare such as co-payments and deductibles. This is where Medicare related insurance products find their place.  

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Part A Hospital Insurance - For 2016 there is a $1,288 deductible for each benefit period.  Most people don't pay a premium for Part A because they or a spouse already paid for it through their payroll taxes while working. Medicare Part A (Hospital Insurance) helps cover inpatient hospital care, including critical access hospitals, and skilled nursing facilities (not custodial or long-term care). It also helps cover hospice care and some home care.

Private insurance companies offer coverage to augment the Medicare system. We offer choices from a number of providers.


Our job is to help explain these options and guide you to the best option for your situation.


If you have a question, please contact us. 
 Call 509-823-4515  Email 

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Confused?

 Don't worry. That is why we are here!

Part D Medicare Drug Program – Part D of Medicare is Medicar's preseritiopn drug program.  PArt D can be obtained can be obtained throu a medicare advantage plan or as a stand alone plan. a program that helps pay for prescription drugs for people with Medicare who join a plan that includes Medicare prescription drug coverage. You can get a drug plan through a Medicare Prescription Drug Plan or a Medicare Advantage Plan that includes drug coverage. These plans are offered by insurance companies who are contracted with medicare to offer to you your part d benifit. 

Medicare is for people who are
§  age 65 or older,
§  under age 65 with certain disabilities, and
§  for all ages with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant).